What is investment potential?
Novice investors tend to invest as quickly as possible and forget to assess their investment potential. You bet! After all, they are told right, left and centre that they are going to miss out on their gains now if they don't make an investment immediately.
Ask anyone you know: Do you have a wealth plan? Well, of course I do! This is the answer of almost everyone, especially novice investors.
What does this plan include? Surprisingly, the combination will be different for each of us. In fact, it should be the same: reserve capital, financial security, investments. And it's not the investments that open the list, it's the reserve capital. It plays a role in assessing investment potential. But the tools to execute the plan can be any.
Investment potential is not the same as a financial goal. In accordance with one's financial goals, one may be willing to take any risk and wish to change one's financial situation at any cost. For example, novice investors often think this way: my income, of course, is low, but I have loan funds, so my potential is higher. However, investment potential is not loan funds, it is simply the amount that an investor can invest on a regular basis without placing an additional burden on their budget. And loan funds are an additional burden on the budget.
Investment potential is assessed not by income, but by expenditure. A person with a small income may have a higher investment potential than a person with a larger income. What's left of your income after all your expenses is the indicator. And, of course, your investment potential can be adjusted infinitely, for example, by planning the budget more rationally, by earning additional income, or in any other way that suits you.
In case of incorrect assessment of their investment potential, novice investors tend to overestimate it, for example, relying on loans. Sometimes, on the contrary, they underestimate it, not taking into account all the tools at their disposal. So they overlook the fact that part of the investment can be returned in bonuses. For example, you can check the "Promo Offers" section in the back office. There you will see the tools that make payments more profitable, and you can calculate the investment purchase so that the package you get is cheaper and more in line with your investment potential. Besides, not everyone takes into account the opportunities offered by the partner program. And this is quite a powerful tool, with the help of which you can substantially boost your potential. The marketing plan is available to everyone in the back office. Even if you have not yet ventured into the partner program, you can still evaluate the advantages of this financial instrument in the "For Partners" section and read the stories of partners who purchase investment packages fully or partially at the expense of their referral remuneration.
In any case, before making an investment, it is advisable to make the most realistic assessment of your investment potential, taking into account all relevant factors and available tools.